Products

High Risk Liability Trades

Advantage Underwriting are now able to consider high risk liability business. Underwritten via a specialist Lloyd’s syndicate, we are able to offer bespoke liability insurance programs backed by the financial security of Lloyd’s.

Most trades and professions within the contractors, industrial and commercial sectors can be considered, with discounted premiums offered for clients with high levels risk management.

Some of the trades which can be considered are:

  • Scaffolders
  • Roofers
  • Steepljacks
  • Demolition contractors
  • Piling contractors
  • Tunnelling
  • Steel erectors
  • Plant Hire
  • Engineering
  • Utilities
  • Civil engineers
  • Manufacturing
  • Quarries
  • Steel fabricators

Cover limits:

  • Employers liability up to £15m
  • Public liability up to £10m
  • XS layers EL and PL
  • Non negligence (21.2.1)
  • Products guarantee / products recall up to £5m
  • Minimum premium £5,000

Cover benefits and options:

  • No high risk locations, depth limit or height limit
  • Contractual liability
  • Financial loss
  • Manual work abroad
  • Long term contracts

Unavailable in Northern Ireland.

 

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